Top Countries to Make Money, Migration Secrets, New Policy, Visa & Jobs | DSquare |FO428 Raj Shamani
Executive Summary
Deepesh Deshmukh, director of D Square Global Pvt Ltd, an immigration firm that says it has handled thousands of visas from student visas to golden visas, joins Raj Shamani to explain why people leave India and how migration routes work. The conversation covers the four main routes to the US (student visa, H-1B work permit, L1 transfer and investment-based options such as EB-5), which countries give passports most easily, how Caribbean donation programs such as Grenada's work and what an Indian gives up by surrendering a passport, how Greece and Portugal residency differ, and the common mistakes in student visa and interview preparation. Deshmukh also discusses why dual citizenship is not allowed in India, the money-earning gap he sees for service jobs abroad, and the tipping culture in the US. The episode is mostly in Hindi with English terms. PARTIAL COVERAGE: this summary is built from a sampled reading of the Hindi captions, and rules and fees change often. All claims are the guest's own, not independently verified. Sponsor: none stated in the episode description. This is general information only, not immigration, legal, tax or financial advice.
Key Takeaways
Know your end goal before choosing a country or route
Deshmukh stresses that the best option depends entirely on what the person wants: study, work, business or settling, and that families sometimes take Greece or Portugal residency without any plan to move there.
Four main routes to the US, each with trade-offs
He walks through the student visa, the H-1B work permit, the L1 intra-company transfer and investment routes such as EB-5, and notes that L1 stays are capped at roughly six to seven years with extensions, which makes a green card hard on that route.
Surrendering an Indian passport costs less than people think, in his telling
Using a Caribbean passport example, he says an Indian who takes another citizenship surrenders the passport and can apply for an OCI card, and that the main things lost are voting rights and agricultural property purchases, according to him.
PR through investment is not citizenship
Deshmukh explains that while an investment is held a person may only have permanent residency, and only after becoming a citizen is the person free to sell the assets and withdraw.
Most student visa applicants are not really there to study
From almost 20 years of experience he says he has seen nine out of 10 students who do not truly want to study but want to settle abroad, and that this shapes how interviews should be prepared.
Show source of funds properly before a visa interview
He warns that people hide behind big investment numbers while the money sits in savings accounts without proof, and says sudden large deposits shortly before an interview raise questions.
Service jobs abroad can out-earn home, but are not a plan for everyone
Deshmukh says many people work as waiters abroad, that even a few hundred dollars sent home is a large sum in rupees, and that US restaurants pay servers a low hourly wage because tips of 20 to 30 percent make up most of their income.
The Conversation Breakdown
Know your end goal before choosing a country or route
⏱ Untimed topicDeshmukh stresses that the best option depends entirely on what the person wants: study, work, business or settling, and that families sometimes take Greece or Portugal residency without any plan to move there.
Four main routes to the US, each with trade-offs
⏱ Untimed topicHe walks through the student visa, the H-1B work permit, the L1 intra-company transfer and investment routes such as EB-5, and notes that L1 stays are capped at roughly six to seven years with extensions, which makes a green card hard on that route.
Surrendering an Indian passport costs less than people think, in his telling
⏱ Untimed topicUsing a Caribbean passport example, he says an Indian who takes another citizenship surrenders the passport and can apply for an OCI card, and that the main things lost are voting rights and agricultural property purchases, according to him.
PR through investment is not citizenship
⏱ Untimed topicDeshmukh explains that while an investment is held a person may only have permanent residency, and only after becoming a citizen is the person free to sell the assets and withdraw.
Most student visa applicants are not really there to study
⏱ Untimed topicFrom almost 20 years of experience he says he has seen nine out of 10 students who do not truly want to study but want to settle abroad, and that this shapes how interviews should be prepared.
Show source of funds properly before a visa interview
⏱ Untimed topicHe warns that people hide behind big investment numbers while the money sits in savings accounts without proof, and says sudden large deposits shortly before an interview raise questions.
Service jobs abroad can out-earn home, but are not a plan for everyone
⏱ Untimed topicDeshmukh says many people work as waiters abroad, that even a few hundred dollars sent home is a large sum in rupees, and that US restaurants pay servers a low hourly wage because tips of 20 to 30 percent make up most of their income.
Core Frameworks & Ideas
End-goal first migration planning
Deshmukh's approach: define the objective (study, work, invest, settle) before comparing countries, since each route has different timelines, costs and rights.
Residency by investment versus citizenship
Residency tied to holding an investment is not the same as citizenship, which is what finally frees you to sell the asset.
Visa category limits
Categories such as L1 have maximum stay periods, so a route that cannot lead to a green card in time is a poor fit for someone wanting to settle.
Actionable Next Steps
- ✓Write down your end goal (study, work, business or settle) before talking to any immigration consultant.
- ✓Check the maximum stay and the green card pathway of any work visa category before spending money on it.
- ✓Keep clear documentation of the source of your funds well ahead of a visa interview instead of moving money in at the last minute.
- ✓Verify every rule, fee and eligibility claim against the official government source for your case, since these change and the episode is not advice.
Notable Quotes
“It really depends on what the end goal of the person is. (translated from Hindi)”
“In almost 20 years I have seen nine out of 10 students not really wanting to study. (translated from Hindi)”
“Once you become a citizen, then you are free to sell your assets. (translated from Hindi)”
The One Thing to Remember
The right route abroad depends on the end goal of the person, so be clear on whether you want to study, work, invest or settle before you pick a country or program.